Home Equity Loans

If you own your home, chances are you're sitting on cash in the form of home equity. At Utah Heritage Credit Union we can help you put that equity to work with a Home Equity Loan.

Second Mortgage Loan

A Second Mortgage loan is for a fixed amount and is paid over a set period of time with a fixed payment amount.

Home Equity Line of Credit (HELOC)

A Home Equity Line is a variable rate, open-end line of credit and you can draw on your loan any time.

With either type of Home Equity loan you can:

  • Make home improvements
  • Take a vacation
  • Consolidate debt

Plus, interest from your Home Equity loan can be tax-deductible*.

*Consult a tax professional for deductibility of interest.

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